Splitting bills among Indian friend groups is chaos. Everyone uses UPI but tracking who owes whom across multiple outings is still done on WhatsApp or forgotten entirely.

The Solution

A lightweight app that creates group 'khatas' (ledgers). Scan UPI receipts, auto-detect splits, and settle with one-tap UPI payments. Integrates with PhonePe/GPay for seamless settlement.

Target Audience

StudentsWorking ProfessionalsEveryone

fintechupiexpense-splittingsocial

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SplitKhata

UPI-native expense splitting for friend groups with auto-settlement

Arjun Mehta

BengaluruFeb 28, 2026

The Problem

Splitting bills among Indian friend groups is chaos. Everyone uses UPI but tracking who owes whom across multiple outings is still done on WhatsApp or forgotten entirely.

The Solution

A lightweight app that creates group 'khatas' (ledgers). Scan UPI receipts, auto-detect splits, and settle with one-tap UPI payments. Integrates with PhonePe/GPay for seamless settlement.

Target Audience

StudentsWorking ProfessionalsEveryone

fintechupiexpense-splittingsocial

Comments (0)

0/500

Would you use this?

Votes

415

Views

Comments

Piq this Idea

100% goes to the founder (minus platform fee)