Bridging the gap between instant UPI supplier payments and 30-day retailer credit cycles.
Wholesalers want instant money via UPI, but small retailers rely on 30-day credit cycles to manage cash flow. This mismatch chokes inventory turnover.
A B2B payment gateway that pays the supplier instantly via UPI but extends a 15-30 day revolving credit line to the verified retailer, underwritten by their historical transaction data.